Now here we are, May 2011:
We're moving!! That's why I've been MIA from the blog. =)
Did we save enough for a house? No. In a nutshell, we managed to save a lot. But not enough for the 20% down payment and a 15-year mortgage. We decided to rent. "But houses are so cheap right now!" you say. We know, but here's why we decided not to buy after all:
1) We have debt. Some credit cards, a car, etc. Not a ton. But it's there. We're following Dave Ramsey's financial plan -- so we will absolutely not buy a home until we're debt free with an emergency fund in place + a 20+% down payment, etc. Not everyone gets this -- including my parents.
2) We're not too keen on living in this town long term. So why would we buy a home here? This market can make it difficult to sell a home. We don't want to get stuck. We're young. No kids. Let's travel! =)
Have you ever moved back home?
What are your packing/organizational tips?
Any ideas on accent colors for navy blue leather couches?
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So happy for you guys to be moving into a place of you own--even if it's renting! I really admire how responsible you're being financially.
ReplyDeleteThanks Vanessa! We're trying. =)
ReplyDeleteYou are totally responsible financially!! Good work girl!
ReplyDeleteYAY for moving to a new place! That'll be exciting for you and hubs! I had to move back home after college and that was hard for me because my parents are super strict.
ReplyDeleteAwesome for making good finacial decisions! Ahh, the joys of being an adult now. I say it's a good idea to travel and do everything you want before babies! That's what we're trying to do!